Mortgage credit scores are evolving. What homebuyers need to know

Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.

This article was originally published at https://www.cnbc.com/2026/09/15/mortgage-credit-scores-vantagescore-fico-homebuyers.html.

Read the full story at CNBC →

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